The DMBS (Discounted Mortgage Backed Security) provides exceptionally low rates for borrowers seeking either a single loan of at least $25 million or a pool* of loans totaling $50 million aggregated over 12 months.

The DMBS is a variable rate financing alternative for property owners seeking the lowest pay rate. The DMBS is sold at a discount and repaid at par every 3 months in lieu of a stated interest rate. The DMBS variable rate mimics 90 day LIBOR at a cost significantly below available conventional variable rate financing. With the lowest variable rates available, the DMBS can result in substantial cash flows and savings over the life of the loan. The DMBS may also be converted to a fixed rate loan under certain circumstances.

No one has PNC ARCS' experience with Fannie Mae products. With over $18 billion in loan production, we're Fannie Mae's #1 DUS^TM lender year after year.

Beyond the benefits of any specific lending product, PNC ARCS' expertise and unwavering commitment to extraordinary customer service are what set us apart from the rest. And with specialists in affordable housing, seniors housing, student housing, manufactured housing communities, mezzanine/bridge financing, FHA multifamily, and capital markets, we can help meet your most critical financial and timing needs. No one delivers more.

*DMBS pools must have common control, not ownership, and there is no requirement for cross collateralization or geographical diversity.